The 2023 hurricane season is here, bringing significant activity and heightened concerns. With experts predicting an above-average season, homeowners must be proactive in their preparations. Here’s what you need to know:
1. The Predictions
The National Oceanic and Atmospheric Administration (NOAA) has revised its predictions for the 2023 Atlantic hurricane season from “near normal” to “above normal.” They anticipate 14 to 21 named storms, with six to 11 potentially escalating to hurricanes. Out of these, two to five could become major hurricanes. For context, an average season typically sees 14 named storms, seven hurricanes, and three major hurricanes. Hurricanes are rated on a scale from 1 to 5, with five being the most intense. Major hurricanes, those with sustained winds of greater than 110 mph (a category three or higher), are capable of causing catastrophic damage and extensive flooding when they come ashore.
2. Preparation is Key
According to weather experts, preparation is crucial. John Moore, a spokesperson for the National Weather Service, emphasizes the importance of planning. Key steps include:
Developing a hurricane and communication plan: Know who to contact during evacuations and how to relay information.
Stocking up on disaster supplies: Essentials include non-perishable foods, water, medications, batteries, flashlights, and cash. The NOAA recommends having supplies last at least three days.
Preparing your home:
- Reinforce vulnerable areas like gutters.
- Trim trees that might fall during high winds.
- Consider installing storm shutters.
- Consider purchasing a home generator if your power goes down for an extended period.
3. Insurance Matters
Before the storm approaches, check in with your insurance. Ensure your home is adequately covered for potential damages. Standard homeowner’s and renter’s insurance often doesn’t cover flooding. You might need a separate flood insurance policy. Some companies might be unable to change a homeowner’s current policy once a storm is imminent. Therefore, acting early is crucial. Also, document your possessions to facilitate any future insurance claims.
4. Stay Informed
Always rely on trusted sources for weather updates. Misinformation can be rampant, especially during crises. Trusted sources include local media outlets, the National Weather Service’s social media pages, and their official products. Consider purchasing a battery-operated weather radio that will alert you in the event of severe weather in your area.
5. The Broader Impact
Beyond the immediate coastlines, hurricanes can have far-reaching effects. Even if you live hundreds of miles inland, you might still experience the repercussions of a storm. Flood-prone areas or regions susceptible to wind damage should take extra precautions. The recent storm hurricane Idalia is an excellent example of this, as tropical storm force winds were felt many miles inland across sections of northern Florida and southern Georgia. In addition, the dangers of storm surges are often not given enough attention when discussing impacts. However, the storm surge is responsible for far more deaths and injuries than any other aspect of the storm. If you reside in a low-lying coastal area or on a barrier island, you should plan your evacuation well in advance, as roads may quickly flood and become impassable as the storm begins to approach.
The 2023 hurricane season underscores the unpredictable nature of weather events. While we can’t control the weather, we can control our response. We can navigate the season’s challenges more effectively by staying informed, preparing in advance, and ensuring our homes are adequately insured. Stay safe, and remember, National Claims Negotiators is here to support you every step of the way.
