Wind damage is a common problem faced by homeowners, particularly those living in areas prone to severe weather conditions. Strong winds can cause significant damage to residential properties, resulting in costly repairs and even rendering homes uninhabitable. According to the Texas Department of Insurance, wind and hail damage accounted for more than 50% of all property damage claims in Texas in 2020. According to the National Weather Service, the most common types of windstorms in Texas are thunderstorm winds, which can produce gusts of up to 60-70 mph, and straight-line winds associated with thunderstorm outflows can reach speeds of 100 mph or more. Tornadoes are also a common occurrence in Texas. In this blog, we’ll explore the different types of wind damage that can affect residential properties and provide tips on protecting your home.
Types of Wind Damage
Roof Damage: The roof is the most vulnerable for a home during strong winds. High winds can loosen shingles or tiles or lift them off entirely, exposing the underlayer to the elements. Wind can also tear off gutters and downspouts, causing water to infiltrate the structure of the building.
Siding Damage: Siding is another area of the home that is susceptible to wind damage. Strong winds can loosen or rip off vinyl or aluminum siding, exposing the underlying insulation and sheathing to wind-driven rain.
Window and Door Damage: Strong winds can cause windows and doors to rattle in their frames, potentially causing damage to the glass or the framing itself. If a window or door is not secure, wind can force it open, allowing water and debris to enter the home.
Falling Trees or Branches: High winds can cause trees or tree branches to fall onto residential properties, causing significant damage to roofs, windows, and other structures.
Protecting Your Home from Wind Damage
Regular Maintenance: Regular maintenance is essential to protect your home from wind damage. Regularly inspect your roof for missing or damaged shingles and replace them as needed. Trim any trees or branches close to your home and ensure your gutters and downspouts are secure.
Secure Windows and Doors: Ensure your windows and doors are secure, and all locks are in good working order. Consider installing storm shutters or impact-resistant windows to provide extra protection.
Reinforce Your Roof: Consider reinforcing your roof with hurricane straps or other roof-to-wall connectors to provide extra resistance to high winds.
Prepare for Emergencies: Have an emergency kit ready in case of a windstorm. This kit should include essential supplies such as food, water, first aid, and a battery-powered radio.
Consider Insurance: Consider purchasing windstorm insurance to protect your home and belongings from damage caused by high winds.
In conclusion, wind damage can cause significant damage to residential properties. However, by taking the necessary precautions and regularly maintaining your home, you can minimize the risk of wind damage and protect your home and belongings. If your home suffers wind damage and a homeowner’s claim is needed to make the repairs, call National Claims Negotiators to assist you with dealing with your homeowner’s insurance.
