Texas is well-known for its unpredictable weather patterns. That said, it is not uncommon for Texas to experience thunderstorms with golf-ball size hail during the spring and summer months. These storms can lead to damage to your property or business which often goes unnoticed until it becomes an even bigger problem. For example, damaged shingles on your roof can be missed until you start experiencing leaks. Property damage that goes unnoticed for too long, could result in the insurance company denying the claim, leaving the property or business owner responsible for paying for the repairs.
So, what should you do after a hailstorm to ensure your insurance takes responsibility for repairs?
Assess the Property of Business for Damage
Pay close attention to the roof, discoloration or staining on your ceiling, and outside air conditioning unit. Check any other structure on your property that could have been damaged. Take pictures and document all damage! The insurance company only owes what you can prove.
Call an Experienced Inspector
An experienced Public Adjuster or credible roofing contractor can help you determine if your property has been damaged and needs repair. National Claim Negotiators Public Adjusters are educated in insurance claims and can provide professional service to get your property back to pre-storm condition.
You can find credible roofing contractors by visiting the North Texas Roofing Contractors Association’s website.
File an Insurance Claim
Call your insurance and file a claim as soon as possible. Damage caused by hailstorms can be subjective and hard to prove, which allows the insurance companies to deny or underpay your claim. Reporting your claim quickly after a storm helps ensure you get a fair settlement on your claim.
If you think your property or business suffered damages during the storms, contact National Claims Negotiators for a FREE claim review. We can help you determine if you should file a claim. Delaying this process could end up costing you.
