Texas— Licensed Public Adjuster
Public Adjuster in Texas
National Claims Negotiators is a licensed public adjuster serving Texas. We represent property owners in Texas throughout the insurance claims process, fighting for fair settlements on storm, fire, water, and all types of property damage claims.
What types of claims do we handle in Texas?
We handle every category of property damage claim in Texas. Here are the most common claim types we see in the state.
Tornado Damage
Texas sits squarely in Tornado Alley. From the Panhandle down through North Texas, tornadoes can level entire neighborhoods in minutes. We handle catastrophic tornado losses for residential, commercial, and industrial properties across the state.
Hail Damage
Texas leads the nation in hail damage claims. DFW, San Antonio, and the Hill Country see repeated hail events that destroy roofs, siding, HVAC systems, and more. Insurance companies routinely underpay these claims.
Fire Damage
House fires, commercial fires, and wildfire events across Central and West Texas cause devastating losses. We document every element of fire and smoke damage to build claims the insurance company cannot ignore.
Hurricane & Wind Damage
The Texas Gulf Coast faces hurricane season every year. From Galveston to Corpus Christi, wind-driven rain and storm surge create complex claims that require expert handling.
Water Damage
Burst pipes, flash flooding, and plumbing failures are constant threats across Texas. We handle water damage claims from initial inspection through final settlement.
Why hire a public adjuster in Texas?
Texas is one of the most active states in the country for property damage claims, and the Texas Department of Insurance (TDI) regulates public adjusters under strict licensing requirements. Having a licensed public adjuster who understands TDI regulations gives you a significant advantage when negotiating with your carrier.
Insurance companies in Texas deploy armies of adjusters after major storms. They are trained to minimize payouts. Without your own expert in your corner, you are negotiating blind against professionals who do this every single day.
Texas law allows policyholders to hire a public adjuster at any point during the claims process. Whether your claim is new, underpaid, or denied, we can step in and fight for what your policy actually covers.
Texas Department of Insurance (TDI)
TDI requires all public adjusters to hold an active license and adhere to strict conduct standards. National Claims Negotiators maintains a current Texas public adjuster license.
What does a public adjuster cost in Texas?
Our fee in Texas is based on a contingency arrangement. You pay nothing upfront and nothing out of pocket. We earn a percentage of the settlement we recover for you. If we do not increase your settlement, you owe us nothing. This structure means our interests are completely aligned with yours — we only get paid when you get paid.
Our track record
Our experience in Texas
Texas is our home base. Ron Snouffer has handled hundreds of claims across the state, from catastrophic tornado losses in North Texas to massive hail damage events across DFW and the surrounding metro. We have worked fire losses on custom-built homes, large commercial water damage claims, and everything in between.
In 2021, Ron contributed to a landmark first-party jury verdict in Texas that set a precedent for how insurance companies handle large-loss claims. This kind of courtroom experience is rare among public adjusters and gives us leverage that most firms simply do not have.
From single-family homes in Fort Worth to manufacturing facilities in Houston, our Texas portfolio spans every property type and every damage category. When a storm hits Texas, we are typically on the ground within 24 hours.
$300M+
in claims handled
11
states licensed
15+
years of experience
We also serve
Other states we cover
Get started
Property damage in Texas?
Get a free, no-obligation claim review. We will assess your damage, review your policy, and tell you exactly what your claim is worth.